[simple simon]

Are the Chargers good enough to beat the Colts and Patriots?
The Chargers will be a sexy pick for the Super Bowl because they have 11 Pro Bowl players returning and Philip Rivers has had an extra year to develop at quarterback. However, while the roster underwent virtually no big changes following a 14-win season, the coaching staff has experienced a great deal of turmoil.

The Chargers fired head coach Marty Schottenheimer, and had to replace their top two coordinators, Wade Phillips and Cam Cameron. Norv Turner takes over as head coach, so there is harmony between the head coach and the general manger. The Chargers are one of the elite teams in the league. Now, they have to take the next step by beating the Colts and Patriots in the playoffs.

ESPN.com - NFL - Clayton: AFC big questions

[Lefty Noob]

Norv Turner's the key here. As long as he just tweaks things and doesn't try to change too much, they'll be in the playoffs. But if he comes in and tries to put his stamp on the club, they could suffer a bit of a drop off.